About
We're building the operating system for MCA brokers
MCA Simplified exists for one reason: funding shops deserve software that actually understands merchant cash advance. We turn spreadsheets, scattered email threads, and five disconnected tools into one branded workspace — from first submission to final remittance.
Our mission
Give every funding shop the system the big ones built in-house
We started MCA Simplified after years inside the MCA industry — watching sharp brokers lose deals not for lack of hustle, but because their tools couldn't keep up.
The pattern was always the same. A merchant's file lived in a spreadsheet. Their bank statements sat in a shared drive. The submission went out over email, and the offers came back over email too — three funders, three different factor rates and term sheets, compared by hand. Once a deal funded, tracking the daily remittance and remaining balance meant yet another tab. Nothing talked to anything else, and a single typo could quietly cost a renewal.
The largest shops solved this by hiring engineers to build internal platforms. Everyone else made do. We didn't think a broker should need a dev team to run a clean operation — so we built the system in-house teams build, and made it available to any ISO from day one.
Today MCA Simplified runs the full lifecycle in one place: merchant CRM, submissions, side-by-side offer comparison, funder matching, funded-deal tracking, tasks, and a white-label portal your merchants log in to under your own brand. One source of truth — so your team chases deals, not data.
“Software should disappear into the work. A broker should open MCA Simplified, see exactly what needs attention, and fund more deals — without thinking about the tool at all.”
— The MCA Simplified team
What we stand for
Principles behind every decision we make
Three commitments shape the product — from the words on a button to the way your data is stored.
Built for brokers — by people who know MCA
We come from the funding floor, not a generic CRM team. Every screen speaks your language: factor rates, daily and weekly remittance, holdback, stacking, renewals, and ISO splits.
- Factor rate and remittance math built in
- Workflows mapped to real submission-to-funding stages
- Shaped by feedback from working ISOs
Simple by design — replace 5 tools with one
Most shops juggle a spreadsheet, a generic CRM, email threads, a shared drive, and a chat app. MCA Simplified collapses all of it into a single source of truth for every deal.
- One record from merchant to funded advance
- Compare funder offers side by side, no spreadsheets
- Tasks, documents, and pipeline in the same place
Secure & compliant — encryption, roles, audit logs
You handle bank statements, tax IDs, and owner PII every day. We treat that data like a bank would, with controls your funders and merchants expect.
- Encryption in transit and at rest
- Role-based access for owners, reps, and processors
- Full audit trail on every record change
Platform preview
One workspace, the whole pipeline
From the broker dashboard to the white-label portal your merchants see, every part of the advance lifecycle lives in MCA Simplified.
Trusted with the deals that keep shops funded
Brokers run their day-to-day on MCA Simplified — and the numbers behind the platform keep growing.
- Advances tracked on the platform
- $640M+
- Funded deals managed end to end
- 12,000+
- Funders in the matching network
- 40+
- Uptime brokers run their day on
- 99.9%
Advances tracked on the platform
Funded deals managed end to end
Funders in the matching network
Uptime brokers run their day on
Get started
Ready to simplify your MCA operation?
Move every merchant, submission, funder offer, and funded deal into one branded workspace. Book a 20-minute demo and see your pipeline running in MCA Simplified.
No setup fees. White-label ready. Live in minutes, not days.